Description

Tucked within the charming Villas of Frangista community in Miramar Beach, Charlotte’s Sea Cottage is a beautifully refreshed four-bedroom, three-and-a-half-bath retreat designed to host up to 11 guests in effortless coastal comfort. From the moment you step inside, soft sea-glass hues and warm wood flooring create an inviting ambiance that feels both relaxed and refined. Thoughtfully styled with beach-inspired décor and abundant natural light, this home offers the perfect setting for families and friends to gather, unwind, and savor time together just moments from the Gulf.

The first floor welcomes you with an open-concept living area that blends comfort and functionality. Plush seating surrounds a large wall-mounted TV, making it easy to settle in for movie nights after sun-soaked beach days. The kitchen shines with granite countertops, stainless steel appliances, custom cabinetry, and a spacious island with bar seating—ideal for morning coffee or casual bites. Nearby, the dining area provides an inviting space for shared meals and lingering conversations. The Primary Bedroom on this level is a peaceful retreat, complete with a king bed and a spa-inspired ensuite featuring a walk-in shower and a soaking tub designed for long, relaxing evenings. A convenient powder room and direct patio access add to the thoughtful layout.

Upstairs, additional sleeping accommodations ensure comfort and privacy for everyone in your group. Two beautifully appointed Queen Bedrooms share a Jack-and-Jill bathroom with a shower/tub combination, offering both charm and practicality. The bunk room is a dream for younger guests, featuring twin-over-full and twin-over-twin bunk setups, along with access to a full bathroom with another shower/tub combo. Each bedroom reflects the home’s breezy coastal palette, creating restful spaces that feel bright, airy, and welcoming.

Located in Miramar Beach, this cottage places you near the sugar-white sands and sparkling Gulf waters. Spend your days lounging beneath your own beach chairs and umbrellas, or rent setup service onsite for added convenience. Within walking distance, you’ll also find a local winery, a cozy coffee shop, an ice cream spot perfect for evening treats, and a convenient beach store for all your seaside essentials. When you’re ready for a change of pace, enjoy a refreshing dip in the Villas of Frangista community pool or take a quick drive to Silver Sands Premium Outlets and Destin Commons for premier shopping and dining. With its thoughtful design, generous accommodations, and access to both beachside relaxation and vibrant local attractions, Charlotte’s Sea Cottage invites you to settle in, soak up the sunshine, and create lasting memories along the Emerald Coast.

First Floor: Living Room with Patio Access, Kitchen, Dining, King Primary Bedroom with Walk-In Shower and Soaking Tub, Powder Room.

Second Floor: Queen Bedroom, Jack and Jill Bathroom with Shower/Tub Combo, Queen Bedroom, Twin-Over-Full & Twin-Over-Twin Bunk Room with Shower/Tub Combo.

*Personal beach chairs and umbrellas are permitted on the beach. Tents and canopies are not permitted at any time per HOA regulations. Personal chairs and umbrellas may not be set up in front of the onsite beach service chairs on the water side. Chairs and umbrellas are available for rent through the onsite beach service.

Amenities
  • Amenity Icon Community Pool
  • Amenity Icon Grill/BBQ
  • Amenity Icon Internet
  • Amenity Icon Laundry
  • Amenity Icon Nightly
  • Amenity Icon No Pets Allowed
  • Amenity Icon Parking Spaces: 3
  • Amenity Icon Security Cameras
  • Amenity Icon Walk to Beach: 10+ Minutes
Calendar
October 2026
Su Mo Tu We Th Fr Sa
        1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31
November 2026
Su Mo Tu We Th Fr Sa
$184 1 $184 2 $184 3 $184 4 $184 5 $184 6 $175 7
$175 8 $175 9 $175 10 $175 11 $175 12 $175 13 $175 14
$175 15 $175 16 $175 17 $175 18 $175 19 $175 20 $214 21
22 23 24 25 26 27 28
$175 29 $175 30          
December 2026
Su Mo Tu We Th Fr Sa
    $175 1 $175 2 $175 3 $175 4 $175 5
$175 6 $175 7 $175 8 $175 9 $175 10 $175 11 $175 12
$175 13 $175 14 $175 15 $175 16 $175 17 $175 18 $224 19
$224 20 $224 21 $224 22 $224 23 $224 24 $224 25 $224 26
$224 27 $224 28 $224 29 $224 30 $224 31    
January 2027
Su Mo Tu We Th Fr Sa
          $224 1 $258 2
$258 3 $203 4 $203 5 $203 6 $203 7 $203 8 $203 9
$203 10 $203 11 $203 12 $203 13 $203 14 $203 15 $203 16
$203 17 $203 18 $203 19 $203 20 $203 21 $203 22 $203 23
$203 24 $203 25 $203 26 $203 27 $203 28 $203 29 $203 30
$203 31            
February 2027
Su Mo Tu We Th Fr Sa
  1 2 3 4 5 6
7 8 9 10 11 12 13
14 15 16 17 18 19 20
21 22 23 24 25 26 27
28            
March 2027
Su Mo Tu We Th Fr Sa
  $245 1 $245 2 $245 3 $245 4 $245 5 $256 6
$256 7 $256 8 $256 9 $256 10 $256 11 $256 12 13
14 15 16 17 18 19 20
$310 21 $310 22 $310 23 $310 24 $310 25 $310 26 $310 27
$310 28 $310 29 $310 30 $310 31      
April 2027
Su Mo Tu We Th Fr Sa
        $310 1 2 3
4 5 6 7 8 $358 9 $209 10
$209 11 $209 12 $209 13 $209 14 15 16 17
$191 18 $191 19 $191 20 $191 21 22 23 24
$191 25 $191 26 $191 27 $191 28 $191 29 $191 30  
May 2027
Su Mo Tu We Th Fr Sa
            $183 1
$183 2 $183 3 $183 4 $183 5 $183 6 $183 7 $183 8
$183 9 $183 10 $183 11 $183 12 $183 13 $183 14 $332 15
$332 16 $332 17 $332 18 $332 19 $332 20 $332 21 $373 22
$373 23 $373 24 $373 25 $373 26 $373 27 $373 28 $413 29
$413 30 $413 31          
June 2027
Su Mo Tu We Th Fr Sa
    $413 1 $413 2 $413 3 $413 4 $413 5
6 7 8 9 10 11 12
13 14 15 16 17 18 19
$413 20 $413 21 $413 22 $413 23 $413 24 $413 25 $413 26
$413 27 $413 28 $413 29 $413 30      
July 2027
Su Mo Tu We Th Fr Sa
        $413 1 $413 2 $528 3
$528 4 $528 5 $528 6 $528 7 $528 8 $528 9 $423 10
$423 11 $423 12 $423 13 $423 14 $423 15 $423 16 $423 17
$423 18 $423 19 $423 20 $423 21 $423 22 $423 23 $423 24
$423 25 $423 26 $423 27 $423 28 $423 29 $423 30 $584 31
August 2027
Su Mo Tu We Th Fr Sa
$584 1 $584 2 $584 3 $584 4 $584 5 $584 6 $481 7
$481 8 $481 9 $481 10 $481 11 $481 12 $481 13 $532 14
$532 15 $532 16 $532 17 $532 18 $532 19 $532 20 $507 21
$507 22 $507 23 $507 24 $507 25 $507 26 $507 27 $244 28
$244 29 $244 30 $244 31        
September 2027
Su Mo Tu We Th Fr Sa
      $244 1 $244 2 $244 3 $267 4
$267 5 $267 6 $267 7 $267 8 $267 9 $267 10 $244 11
$244 12 $244 13 $244 14 $244 15 $244 16 $244 17 $244 18
$244 19 $244 20 $244 21 $244 22 $244 23 $244 24 $244 25
$244 26 $244 27 $244 28 $244 29 $244 30    
Swipe Swipe for Availability
Bedding
First Floor:
King
King
Second Floor:
Queen
Queen
Queen
Queen
Full/Twin Bunk
Full/Twin Bunk
Twin Bunk
Twin Bunk
Total: 2 Queen, King, Full/Twin Bunk, Twin Bunk
Reviews
Rating 5
Exceeded our expectations
This was my first time booking, and it exceeded my expectations! The home was absolutely beautiful, spotless, and exactly as described. The check-in instructions were clear and easy to follow, making the entire process seamless. We had a wonderful stay and would definitely book with Ocean Reef again. Highly recommend!
Brian A from Marietta, GA - Stayed July 2026
Thank you for your wonderful review! We're thrilled that Charlotte's Sea Cottage exceeded your expectations and that you enjoyed the beautiful, spotless accommodations and seamless check-in process. We truly appreciate your recommendation and look forward to welcoming you back to the beach with Ocean Reef Resorts!
Ocean Reef Resorts staff
Rating 5
Sweet home
We loved everything about this place. Everything went well!
Marlaner H from Southaven, MS - Stayed June 2026
Thank you for the wonderful 5-star review of Charlotte's Sea Cottage! We’re so glad you loved your stay and that everything went smoothly. We appreciate you choosing Ocean Reef Resorts and would love to welcome you back to the beach again soon.
Ocean Reef Resorts staff
Rating 5
Everything was great
This place is excellent. I recommend it. My family and I felt at home here. It is very spacious and close to everything you might need on your vacation. I would definitely book it again. Thank you.
Rosibel C from Sausalito, CA - Stayed June 2026
Thank you for the wonderful 5-star review of Charlotte's Sea Cottage! We’re delighted your family felt at home and enjoyed the spacious accommodations and convenient location. We truly appreciate your recommendation and choosing Ocean Reef Resorts, and we’d love to welcome you back to the beach for another memorable stay.
Ocean Reef Resorts staff
Rating 5
Wonderful and clean beach home
We always look forward to vacationing in Destin. My family and I are really big on cleanliness of rentals. This house did not disappoint. Everything was nice and clean. Amazing location. We walked to get coffee every morning. We loved the screened patio. Ocean Reef even provided beach accessories to bring to the beach. The ice machine was super convenient!! Overall 10/10. We can’t wait to book next year.
Manuel V from Conroe, TX - Stayed June 2026
Thank you for the wonderful review of Charlotte's Sea Cottage! We’re delighted your family enjoyed the spotless accommodations, convenient location, screened patio, and handy ice machine. We’re also glad the beach accessories available at the property added to your stay. Thank you for choosing Ocean Reef Resorts, and we’d love to welcome you back to the beach next year!
Ocean Reef Resorts staff
Rating 5
Beautiful and exactly what we needed
10/10 absolutely amazing stay! couldn’t have found better. the home was clean, spacious, about a 7 minute walk to the beach and provided all essentials and an additional perk being in a gated area which provided even more peace of mind! would absolutely stay again!!
Luis O from Waco, TX - Stayed May 2026
Thank you for your wonderful review of Charlotte's Sea Cottage! We're delighted the home was exactly what you needed and that you enjoyed the clean, spacious accommodations, easy walk to the beach, and the added peace of mind of the gated community. Ocean Reef Resorts truly appreciates your 10/10 recommendation, and we look forward to welcoming you back to the beach for another fantastic stay!
Ocean Reef Resorts staff
Rating 5
Great home
Very good service, now I loved the place, 100% recommended
Marvin D from Indianapolis, IN - Stayed May 2026
Thank you for the wonderful review of Charlotte's Sea Cottage. Ocean Reef Resorts is thrilled to know you loved the home and enjoyed the service provided during your stay. We truly appreciate your recommendation and would love to welcome you back to the beach again soon!
Ocean Reef Resorts staff
Rating 5
I love this place. I will book it again!
Charlotte's Sea Cottage was peaceful, private, and in such a beautiful location with great restaurants nearby and easy access to the beach. The cottage was spotless, comfortable, and exactly like the photos, and the communication throughout our stay made everything simple and relaxing.
Donta N from Albany, GA - Stayed April 2026
Thank you for the wonderful review of Charlotte's Sea Cottage. Ocean Reef Resorts is thrilled to know you enjoyed the peaceful setting, beautiful location, easy beach access, and nearby restaurants during your stay. We’re also delighted the cottage was spotless, comfortable, and exactly as expected, and that our communication helped make your getaway relaxing and easy. We truly appreciate your kind words and look forward to welcoming you back to the beach again soon!
Ocean Reef Resorts staff
Rating 5
Relaxing stay by the beach!!
I will definitely book with them again!! The house was beautiful!! Everything was perfect !!
Beatriz C from Asheville, NC - Stayed April 2026
Thank you for your wonderful review of Charlotte's Sea Cottage. We’re so glad you had a relaxing stay and found the home beautiful and everything just right for your getaway. It’s great to know you enjoyed your time by the beach. Thank you for choosing Ocean Reef Resorts—we look forward to welcoming you back for another perfect stay!
Ocean Reef Resorts staff
Rating 4
Cute home in a great neighborhood!
Great home, experience. Comfy and loved it
Darionna D from Santa Monica, CA - Stayed March 2026
Thank you for your kind review of Charlotte's Sea Cottage! We’re so glad you found the home comfortable and enjoyed the great neighborhood—it’s such a charming place to stay. We appreciate you choosing us and hope to welcome you back again soon for another relaxing visit to the beach.
Ocean Reef Resorts staff
Swipe Swipe for More Reviews
FAQs

We welcome all of your questions! Most property-specific details can be answered in the AMENITIES tab, for example, "Is beach service included?", "Is there a community pool?" and "How far is the beach?". Additional answers may be found in our Rental Policies.

Still have unanswered questions? We invite you to ask below. Our vacation specialists look forward to providing you with a detailed response to help you find the best place by the beach!